Borrower Eligibility Will I be eligible for a Loan? Why was I denied? Can Apple Bank make exceptions for unique situations? Can I use a cosigner? What subsequent events may cause denial of my Apple Bank loan application? See all articles › Applying for a Loan Can I apply for a second loan? How does applying for a loan affect my credit? When and how do I receive my loan funds? Can I change my loan application after it has been submitted? What can I use the loan proceeds for? See all articles › Verification How do I get my transcript? What is considered income? What is not considered income for the purpose of obtaining a loan from Apple Bank? What documentation will verify my income? Can I increase my loan amount after I have accepted my loan terms? See all articles › Making Loan Payments How can I delete an old bank account? Can I split my monthly payment into two or more installments? Does Apple Bank charge a prepayment fee or penalty? What are my payment obligations? What happens if I am late on my payment? See all articles › Popular questions Will I be eligible for a Loan? Can I apply for a second loan? Does Apple Bank charge a prepayment fee or penalty? Am I eligible to move my due date? When and how do I receive my loan funds? What can I use the loan proceeds for?