To learn why we were unable to offer you a loan at this time, you can log into applebank.Upstart.com and check your Legal Docs and Notice Center (in the top right-hand corner). You will find an Adverse Action Notice detailing the primary reasons for denial, as well as your credit score, if applicable, on the date of your application. 

You are always welcome to reapply after 30 days. You can do so by using a different email address and completing the application again.